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38 Actionable Ways To Make Money Online [Definitive Guide]

Looking for proven ways to make money online? We rounded up 38 of the best ways to make money online fast, as a beginner, from home, even as a teen.

Ways to make money online

There are legitimate ways to make money online. The only problem is that all of the real ways to earn money are not “get rich quick” schemes.

 

I’ve spent over 40 hours researching the best ways money can be made online. And today, I’m going to show you 38 actionable strategies you can do online to supplement or replace your income.

 

In fact, these are the same strategies people are using to level-up their income and legit retire early in their 30s.

 

So if you’re interested in making money online, working from home, or starting an online businesses, you’ll enjoy these tips, techniques, and strategies.

 

Let’s get started.

 

Ways To Make Money Online [The Definitive Guide]

 

For many people, making money online would be the perfect setup. You can earn a living to support your family from the comfort of your own home. Working from home allows you to have a flexible schedule, spend more time with family, and there’s no commuting.

 

Thanks to the internet, the number of ways you can make money online are endless. And most of the ways you can generate income online aren’t that complicated. But it will take time and effort to grow your online venture.

 

But with so many options, how do you know which ones are right for you?

 

I’ve done all the research and categorized them to fit your desires. If your goal is to make money online but don’t know where to start, this guide will provide you with the best strategies to consider.

How To Make Money Online For Beginners

Although many people would love to make money online, getting started can be intimidating.

 

Most articles that talk about generating income online aren’t geared towards people with no experience.

 

Well these first few strategies can be done by just about anyone and are perfect for beginners.

How To Make Money Online For Beginners

1. Get Paid To Review Products

 

Difficulty Level: Easy

 

Income Potential: $30 – 60/hr

 

UserTesting is a platform that specializes in customer usability testing.  Their job is to provide companies with on-demand feedback about their product or services from a target market. The feedback helps companies find out how easy it is for someone to navigate their website or use their product. Companies can then take the feedback and fix problems.

 

As a tester, you can earn up to $10 per review. The review would involve visiting a particular website, completing some tasks, and recording your feedback. Each survey takes about 10-20 mins to complete. So, you could make $30 – 60 an hour.

  • A computer that runs Windows or macOS
  • A reliable internet connection (upload speed of at least 2MBps)
  • A microphone, either built-in or external
  • Ability to download our screen recorder
  • You must be at least 18 years old
  • Ability to speak your thoughts aloud in English

You can get started with UserTesting in just a few clicks. Here is how you can get started:

 

  • Create your account at the link below
  • Start completing sets of tasks and speak your mind
  • You’ll get paid via PayPal once you complete a website or app task
 

Expect payment 7 days after completing a website or app test (the waiting period allows UserTesting to ensure the quality of all recordings).

2. Get Paid To Do Odd Jobs Online

 

Difficulty Level: Easy

 

Income Potential: $7 – 8/hr

 

Amazon Mechanical Turk (MTurk) is a crowdsourcing marketplace for short tasks and odd jobs. Businesses and individuals use MTurk to outsource jobs that can’t be done by a computer. 

 

These jobs could include moderating content, performing data deduplication, or research. Companies post work orders called Human Intelligence Tasks (HITs) onto a dashboard where individuals can choose to complete.

 

For example, one person spent an hour completing 101 HITs. The tasks required conducting Google searches for specific terms. He earned a total of $15 for the hour. The same person spent 30 days completing HITs for MTurk and earned an hourly rate of about $7.30 an hour.

  • Essentially anyone can complete tasks on the MTurk web site using the skills they already have. The only roadblock is your own schedule. The only hard requirements are:

    • A computing device connected to your internet 
    • Be at least 18-years-old.

Getting started is simple. 

 

  • Go to the Amazon Mechanical Turk website at the link below. 
  • Create your account and profile
  • Search for and start completing tasks as early as today.

3. Make Money Advertising Online

 

Difficulty Level: Easy

 

Income Potential: $30,000+/per year

 

Making money by posting ads on social media is ideal if you have a large following. But you don’t have to be a big celebrity with millions of fans. Demand for smaller influencers, also called micro-influencers, is increasing in popularity amongst companies. So, just about anyone can get in on this growing trend. 

 

Some companies will contact you to post sponsored content to your followers. Or you can use a company like Reachbird, and they can help supercharge your social media influencer earning potential.

 

Reachbird is an influencer marketing company that specializes in connecting brands with influencers for social media advertising campaigns. Reachbird likes working with micro-influencers because they can be very powerful on social media, and they have well-trusted followers.

A social media account with followers, preferably more than 1,000.

Create your own account on Reachbird in just a few minutes.

 

Once your account is set up, you can start to connect your social media channels and set your desired prices. The more you describe your profile, the more likely you will get a cooperation request from high-quality brands.

 

The best part is that it’s 100% free to use all features on their platform (e.g., the analytics, the Fitness Area, etc.). That means there are no monthly costs for you!

 

Reachbird will take a 15% commission and agency fee once they successfully mediate a deal for you with a corporate sponsor.

4. Make Money Chatting Online

 

Difficulty Level: Easy

 

Income Potential: $8 – $15/hr

 

LiveWorld specializes in social media forum moderation and social media management. The company hires social media moderators who are then contracted out by various other businesses. These businesses use LiveWorld social media moderators to provide social media customer service and engagement.

 

Basically, you will review a company’s social media posts and take action according to their guidelines. This could include rejecting or approving comments and responding to customer’s questions with authorized responses or in a social context

Required skills for the hourly, part-time position at LiveWorld:

 

  • Must be 18 years or older
  • Fluent in English
  • Superior writing and communication skills, including grammar and spelling
  • Familiar with social media sites

  Strong typing skills

Start filling out the application on LiveWorld’s website.

 

If you are hired, LiveWorld will want you to complete some training before you start working.

 

After your training, you will be notified of what schedules are available and what jobs you can start working on.

Legitimate Ways To Make Money Online

Many people are turned off on the idea of making money online. They may be afraid of getting caught up with an illegal scam. 

 

The most legitimate way to make money online is to work for a well-established company. Few people can question the legitimacy of working for a corporate-ran company.

 

So if you would rather work from  home for a well-established company, check out these options.

Legitimate Ways To Make Money Online

5. Teach English Online for VIPKID

 

Difficulty Level: Medium

 

Income Potential: $20/hr

 

VIPKID is an online learning platform that teaches English as a Second Language (ESL) to children around the world. The company connects Chinese students to tutors from across the globe for short one-on-one lessons. Each lesson is focused on developing better English language skills.

 

The hours are flexible, and the pay is excellent, which makes VIPKID an intriguing way to earn supplemental income. Although it might not be for everyone, it could be an excellent fit for you. Teaching kids online is a unique way for anyone seeking to make extra money.

 

VIPKID was voted by Forbes as the 3rd out of 100 best remote companies to work for. Their platform is flexible, providing you the ability to choose your schedule without having to sacrifice other income streams.

To get started, VIPKID asks that applicants fulfill the following requirements:

 

  • A Bachelor’s degree (it doesn’t have to be in an education-specific field)
  • At least some experience teaching in K-12 in the U.S. or Canada (there’s no minimum component)
  • Availability to sign a minimum six-month work contract which can be renewed

 

If you meet the requirements, the next step is to fill out an application on the company’s website. Along with your application, you have to send them your Curriculum Vitae (CV). After you’ve completed the application and created your account:

 

  • Go through some materials and conduct a one-on-one demo lesson
  • Conduct a mock class with a current VIPKID tutor
  • Sign a 6-month minimum contract and begin teaching

6. Appen Work From Home Jobs

 

Difficulty Level: Medium

 

Income Potential: $9 – $30/hr

 

Appen is a technology company that specializes in helping businesses improve the management of their social media content. Appen uses remote workers to evaluate content from search engines, social media sites, and other online services. The results are used to help businesses improve their search results, news feeds, and audience targeting.

 

The two main positions Appen advertises for are Web Search Evaluator and Social Media Evaluator. Your job will be to monitor business social media comments and respond to questions accordingly. If you enjoy meeting and talking to new people on social media, you’ll enjoy your work at Appen.

Successful Appen independent agents are smart, curious, and enjoy online research. Check out the necessary equipment and skills required to become an Appen independent agent:

 

  •   You must be at least 18 years of age to become an Appen agent.
  •   High-speed internet access (Cable Modem, DSL, etc.)
  •   A personal computer running Google’s free Chrome web browser, version 45
  •   Up to date anti-virus and anti-spyware software
  •   Excellent web research skills and analytical abilities
  •   Excellent comprehension and written communication skills

 

Many Appen independent agent assignments require fluency in a language other than English. For these assignments, independent agents will be required to pass a language assessment exam.

If you meet the eligibility requirements, fill out the application at the link below. Someone from Appen will send you a link to a Project Page that lists the projects available for you in your country and/or your language.

7. LiveOps Work From Home Jobs

 

Difficulty Level: Easy

 

Income Potential: $10 – $15/hr

 

Liveops is an online call center agency. The company hires customer service and sales professionals to work for companies that offer flexible, remote work. When you work for LiveOps, you’ll be able to choose an industry that fits your unique combination of skills and work availability.

 

When you are hired with Liveops, you’re hired as an independent contractor on a six-month contract. As a contractor, you are not entitled to regular employee benefits. The advantage of being an independent contractor is that you have more control over when and where you work. You can set your own hours and work as little or as much as you want.

The requirements are pretty standard for hourly work at home positions, which includes:

 

  • You must be 18 years or older
  • Must be a United States resident
  • Provide valid information about your location/residence
  • Pass a background check via Checkr
  • Pass a credit check via Checkr

 

Liveops states that the background check and credit report results are returned within 5 to 10 days. In some cases, you may have to provide specific proof of your identity.

Getting started is easy. Just click the link to be taken directly to the application.

 

The application is a 5-part process, which includes filling out your profile, forms, answering questions, and signing documents. If you want to make the process faster, you can connect your LinkedIn account and/or resume. Along with your application, LiveOps will also want you to submit a voice audition as well.

 

Join a national team of agents delivering customer service, support, and sales—all from the comfort of your home office.

8. Working Solutions Work From Home

 

Difficulty Level: Easy

 

Income Potential: $9 – $30/hr

 

Working Solutions is a customer service provider to companies looking for customer service agents. Their jobs include responding to emails, online chat representatives resolving service or technical issues. As a customer service agent, you’ll also be speaking directly to customers via the telephone.

 

Each job (or project as they are called) is different. Because you will be working for various companies, you’ll get specific training if you take on a project that is not familiar to you. If you like continually learning new skills, Work Solutions is excellent because you’ll never get bored.

  • You must be 18 years or older
  • Must be a United States resident
  • Provide valid information about your location/residence
  • Pass a background check via Check 
  • Pass a credit check via Check
  • Fill out a short form
  • Take assessments
  • Receive an email. If you passed your assessment, this email would include an invitation to view current opportunities and complete your application
  • Login using the credentials in the email and provide a few more quick details
  • Download, install and run a non-invasive scanner to verify your workstation meets their requirements
  • Backgrounds Online will then send you an email to authorize a background check
  • Apply for programs you feel suit you best based on your experience, availability, and interest

 

Take advantage of this excellent opportunity to work from home with one of the industry leaders

Easy Ways To Make Money Online

If you’re a stay-at-home mom or a busy college student, you’re tired at the end of the day.

 

So you probably will have zero energy to try any online money making strategies. 

 

But there are some strategies that are so easy you’ll be making money in your sleep in no time.

9. Get Paid To Shop

 

Difficulty Level: Easy

 

Income Potential: 3% – 6% on purchases

 

Going to the store is such a hassle. No wonder why 60% of millennials prefer to shop online just to avoid going to a physical store. But if you’re going to be doing most of your shopping online, why not make some extra money in the process.

 

Rakuten (formerly known as Ebates) is an online and app-based service. By using their platform, you’ll get cash back when you make a purchase using their link. Rakuten can help you save money on the things you were already going to buy anyway.

 

Rakuten partnered with hundreds of stores (which you can choose from) that have exclusive deals for customers. These deals include free shopping, buy-one-get-one-free, and even free gifts with purchase. If you are a new user, you will earn a $10 bonus just for signing up.

  • Computer or smartphone
  • Internet connection

Just go to the link below to sign up and start shopping.

 

The Rakuten app is available for both iPhone and Android phones. If you do a lot of in-store shopping, download the app so you can check offers on the go.

10. Get Paid to Give Your Opinion

 

Difficulty Level: Easy

 

Income Potential: $0.50 – $1.50 per survey

 

Online surveys aren’t the best way to make a lot of money because of the amount of time they take. But surveys are a great way to put a few extra dollars in your pocket. Opinion Outpost is probably one of the better options among the dozen we tested.

 

Opinion Outpost is an online free tool that connects businesses and corporations to their customers. Businesses are able to get customers’ opinions so they can improve their products. In return, users are provided a simple way to make money online by taking paid surveys. When you complete a survey, you earn prizes and points, which they can convert to cash rewards.

 

I prefer to convert my points into Amazon gift cards.

  • Computer or smartphone
  • Internet connection
  • Setup your account at the link below
  • Confirm the registration
  • Explore Opinion Outpost dashboard and start earning points

 

Start earning cash and rewards with Opinion Outpost by clicking the link below.

11. Get Paid To Search The Web

 

Difficulty Level: Easy

 

Income Potential: $5 – $11/month

 

Smart App Community is a mobile app that pays you to share your experiences about how you use the internet. Smart App Community members earn rewards by anonymously sharing data about how they use their devices. Companies then use that data to understand how to give you a better online experience.

 

The best part about Smart App is that you do not have to do anything after installing it. Just make sure it’s connected, sending data, and you’ll collect $5 each month in passive income. You’ll also earn loyalty bonuses every 3 months.

 

You can earn more by participating in surveys. As a way to get more information about how you use the internet, Smart App Community sometimes sends out surveys as well.

 

Earn $15 just for downloading the app and keeping it installed for one week.

  • Computer or smartphone
  • Internet connection
  • Setup your account at the link below
  • Confirm the registration
  • Start sharing your data and use your phone normally

12. Get Paid To Watch Videos

 

Difficulty Level: Easy

 

Income Potential: $15 – $55/month

 

InboxDollars connect brands with consumers. Large companies and brands want consumers to find out about their upcoming films, products, and services. They need people to watch their videos and share them with their friends online. But with all of the distractions out there, it’s easier for companies to tap into InboxDollars’ audience.

 

That’s where InboxDollars comes in. When you sign up, they connect you with film studios, big brands, and other companies. When you watch these videos and interact with the content, InboxDollars gets paid, and they share a portion of those earnings with you.

  • Computer or Smartphone
  • Internet connection

Signing up is free. Just register your email address and create your account with InboxDollars at the link below.

 

You’ll even get an immediate $5 added to your account once you activate your email!

 

Then you can start earning money by watching videos at home, work, or while you’re out and about through the InboxDollars app. In fact, it’s easy to earn on the go with InboxDollars. Many members earn money while watching T.V., on the bus, or waiting for their friend to show up!

Make Money Online Fast

People don’t like waiting to get paid.

 

The longer you wait the more nervous you get that you won’t be paid. Well, these strategies pay pretty quick.

 

So, if you’re strapped for cash and need money now, keep reading.

Make Money Online Fast

13. Sell Electronics For Cash

 

Difficulty Level: Easy

 

Income Potential: $1 – $150+ per item

 

Decluttr provides a fast, easy, and totally free way to sell cell phones, tech, C.D.s, DVDs, games, and books. They also accept LEGO toys too. Simply select the make, model, and condition of your cell phone or tech device and Decluttr will give you an instant price. 

 

Once you receive your instant price, Decluttr will lock it in for 28 days. Plus, you’re guaranteed to get the first price Decluttr offers you with their Tech Price Promise. If not, you can request your item back for FREE!

 

If you are selling C.D.s, DVDs, and games, the process is made a lot easier by downloading their free app. Just enter the barcode information or scan it using your phone’s camera.

  • Computer or Smartphone
  • Internet connection
  • After you receive your instant price offer, pack your items into a box
  • Decluttr will send the FREE shipping label via email once your order is complete
  • Print the label and tape it to the box
  • Take your box to any UPS store, or authorized retail outlets

 

It will take a few days for the box to reach Decluttr’s warehouse. After they inspect your package, Decluttr will pay you the day after by Direct Deposit, PayPal, or Check!

 

The amount you can make varies depending on your item. On the low end, you can make $1 for a pound of LEGOs, or as much as $150 for a Nintendo Switch.

14. Sell Used Clothes Online

 

Difficulty Level: Easy

 

Income Potential: 20 – 95%

 

ThredUp makes selling your unwanted clothes, shoes, and accessories stress-free.  ThredUp is the world’s largest secondhand online retailer, but it’s not your typical thrift store. This site initially began only selling children’s clothing. ThredUp has since expanded to include both women and children apparel (sorry, guys… they don’t accept men’s clothing).

 

Sending your clothes is easy. ThredUp will send you a prepaid bag to fill your clothes with. They’ll also take care of photographing, pricing, and listing the items. If your items are “on-trend, in-season, and in great condition,” ThredUp will pay you upfront. If your clothes are in great condition but off-season, the site will sell them and pay you once the item is sold.

 

You can sell any brand of clothing without leaving your house. One woman made $540 with ThredUp.

ThredUp has high-quality standards and, on average, only accepts 40% of items they receive. You should have no problems as long as your items have: 

 

  • No signs of wear – Including pilling, fading, and shrinkage
  • No damage – such as missing or broken parts, rips, stains, or odors
  • No alterations – including missing sizing information

To get started, follow the steps below:

 

  • Order a Clean Out Kit – Fill it up with high-quality items from any brand
  • Send it off – Leave it for your mail carrier or drop it at FedEx or USPS
  • Get your cash or credit – Get paid for items when they sell

 

You’ll get paid once the item sells, which could take 4 to 16 weeks. That may sound like a long time, but it’s a small price to get paid for clothes you probably don’t wear anymore.

15. Sell Old Textbooks

 

Difficulty Level: Easy

 

Income Potential: $13 – $54+/book

 

BooksRun makes it easy to list, sell, and buy secondhand textbooks. Textbooks cost college students roughly $1,290 each year, according to CollegeBoard.org. You can save (and make) hundreds of dollars using BooksRun.

 

The website uses the industry standard ISBN-based search system to price books. This prevents over or underselling, so you don’t have to worry about the fair value. Simply search for your textbook to get your selling price.

 

Shipping your books is easy and free. BooksRun takes care of the shipping cost, so the money you get is all yours. Just print the label and ship your books.

  Old textbooks

  • Price your books – just enter the ISBN
  • Ship for free – print the prepaid shipping label
  • Get paid – look for your money to hit your account in about 4 days.

 

Just make sure you have a PayPal account, or else you’ll have to wait for a check in the mail.

16. Sell Pictures Of Your Feet

 

Difficulty Level: Medium

 

Income Potential: $5 – $50+/feet pic

 

Do you have cute feet? If so, then you could be standing on a fortune… literally.

 

Some of you may be thinking this is some kinda kinky sex thing. But not everyone who wants pictures of your feet has a sexual fetish.  Some people just like feet that look good or for an art project. Keep in mind also that feet modeling is a reputable industry, so there are talent scouts on the lookout for new models.

 

So, how can you cash selling feet pics? Well, the fastest way is to use websites such as InstaFeet or Feetify. Not a bad option if you’re looking for some quick cash.

 

But if you want to make some serious money, then check out the article I wrote about how to sell feet pictures. You can read it at the link below. In this article, I show you (step-by-step) how to turn a simple side hustle selling feet pictures into an income replacing business.

  • Nice feet
  • A camera

You can check out InstaFeet or Feetify and create an account. Or you can bootstrap it and build a business using my article at the link below.

Make Money Online For Free

We’ve all heard the expression “You need money to make money”. Nothing in life is free. Everything comes at some cost (time, energy, commitment).

 

But there are some money making opportunities that will require monetary investment on your part.

 

These are some of the best ways to make money online that will cost you nothing.

Make Money Online For Free

17. Make Money Affiliate Marketing

 

Difficulty Level: Medium

 

Income Potential: $500 – $3,500+/mo

 

The idea behind affiliate marketing is great: you sign up for an affiliate program, convince people to buy a company’s product, and get paid a referral fee for the sale.

 

With affiliate marketing, you don’t have to worry about inventory, shipping, or even customer service. You don’t even need your own website. You’re basically a salesperson for that company, except you don’t have any sales goals to meet. The more you sell, the more you earn.

 

The best part about affiliate marketing is that the opportunities are limitless. You can earn money marketing for multiple companies. But don’t think this is some get rich quick process. You can make money, but it will take a lot of time and even more effort. 

 

Check out this video. Dan Henry does a good job at explaining one of many ways you can do affiliate marketing:

  • Computer
  • Website (optional, but highly recommended)

Although you don’t need a website, it will be hard to build a real, sustainable business without one. Get started with your website today with SiteGround. There you can pick your domain name and start building your website today.

 

Once you have your website, here’s how you can get started affiliate marketing:

 

  • Choose your niche
  • Research different affiliate programs and products
  • Build a website
  • Produce excellent content
  • Build an audience.
  • Promote your affiliate product(s)
  • Repeat steps #4–7 on a continual basis!

 

The most important thing you need to get started is an affiliate program. The best affiliate program for beginners is ClickBank. Check out their products. You don’t even need an account to see what they offer.

18. Become A Seller On Fiverr

 

Difficulty Level: Medium

 

Income Potential: $25k – 65k+/year

 

Fiverr makes finding freelancers for outsourcing tasks pretty simple. Do you have skills other people may be willing to pay for? If so, then you can start making money online for free today.

 

The site started out as a marketplace where any job could be done for $5, hence the name “Fiverr.” The site no longer limits gigs to just $5, although you can still find most listings for $5 – $10. But the price you charge is only limited to what people are willing to pay.

 

Hope has 3 separate prices on her gig page for virtual assistant services: Basic ($5), Standard ($10), and Premium ($60). Most people will probably choose the $60 service. With a steady flow of clients at her premium price, someone like Hope could easily make $65k per year.

  • A skillset to market
  • Computer
  • Internet

To get started on Fiverr, just go to their website and create an account as a Seller. Anyone can sign up and start selling their services.

19. Sell Products Online

 

Difficulty Level: Easy

 

Income Potential: $100 – $250+/mo

 

Are you creative? Like making money? Open your own shop in just minutes for free with Redbubble. The company specializes in print-on-demand items. Artists can upload their artwork to be printed on anything: notebooks, t-shirts, mugs, and more.

 

Redbubble is a very accessible way for artists to get their work printed. Artists don’t have to bulk orders material that could cost hundreds to thousands of dollars. With Redbubble, you don’t have to spend any money to sell your products, maintain an inventory, or for shipping.

 

Just upload your artwork and select which products your artwork will be displayed on for purchase. When a person selects the product to purchase, it’s produced and shipped. You receive the revenue from the sale minus, a Redbubble 20% sales fee, and taxes.

  • Creativity
  • Create your account at the link below
  • Design and market your product
  • Get paid

20. Create An Online Course

 

Difficulty Level: Medium

 

Income Potential: $200 – $3,000/mo

 

Skillshare is an online community that helps people to learn through educational videos. People pay a monthly subscription for access to thousands of classes. The classes are broad and include illustration, design, photography, video, freelancing, and more.

 

On Skillshare, you can share your own expertise with others on topics you’re passionate about. Anyone can sign up on the platform, create a course, and start generating money online.

 

On average, first-time teachers earn $200 in their first month on Skillshare. If you are really good, then you can earn upwards of $3,000! You must get a minimum total of 30 Premium minutes-watched across all of your classes within a month in order to receive a payment for that month.

  • Topic to teach
  • Sign up at the link below
  • Create your first class
  • Grow your following
  • Start earning

How To Make Extra Money Online

Not everyone looking to make money online is trying to make a lot of money. You probably just need some extra cash for a trip or to get through some hard times.

 

So what options do you have?

 

These are some of the best ways to make extra money online.

21. Negotiate Your Bills

 

Difficulty Level: Easy

 

Income Potential: $200 – $400

 

Trim helps you to make extra money by stopping recurring expenses for things you don’t even use.  The average person wastes $364 a year on unused subscriptions. Using an app like Trim can easily save you hundreds of dollars each year.

 

Trim uses an algorithm to identify charges that are recurring on your accounts. Once these changes are identified, it communicates this to you via text or Facebook messenger.

 

The best part of Trim is that it can negotiate your bills, including your cable, internet, phone, and even medical bills. You can even use Trim to grow your money with their high-yield savings account. You can get a 4% annualized bonus on your first $2,000.

  Bank account

To get started, just sign up and start identifying savings.

22. Find Unclaimed Tax Refunds

 

Difficulty Level: Easy

 

Income Potential: $700 – $850

 

If your income falls below a certain threshold, then you technically don’t have to file a tax return. But that doesn’t mean you shouldn’t.

 

Why?

 

Well, if you had too much taxes withheld during the year, then the government owes you a refund. Currently, the IRS has more than $1 billion in unclaimed refunds waiting to be claimed by people who had not filed their tax returns.

 

The IRS estimates the average individual return for a person with unclaimed funds is around $850. I don’t know about you, but $850 is a lot of money to pass up or at least check. Late filing penalties won’t apply if you have a refund. 

If you are one of the millions of people who need to file past tax returns, click on the link below and get started filing your tax return for free with H&R Block.

 

If you already filed your tax return, check the status at the IRS’s Where’s My Refund?

23. Find Unclaimed Insurance Money

 

Difficulty Level: Easy

 

Income Potential: $950 – $2,000+

 

The average unclaimed insurance benefit is $2,000. Your insurance company could have unclaimed money waiting for you and not because of a claim. If you were named as a beneficiary on a policy of a person that passed away and they can’t find you, that policy is held as unclaimed.

 

An insurance company can also owe you money if they go public. When this happens, the company gives its policyholders shares of stock or cash. The amount of stock or cash owed to you is dependent on the size and how long you’ve had your policy.

 

But if, for some reason, the insurance company can’t find you, they surrender the unclaimed money to the state. And it’s up to you to find and claim it.

  • Name of the insurance company
  • Policy number
  • The home address listed on the policy
  • State lived on the policy

Click on the link below and search for your lost/missing funds at MissingMoney.com. Before you start your search, make sure you have the requirements listed above.

 

MissingMoney has a great user interface and is the only website endorsed by the National Association of Unclaimed Property Administrators. You can search the NAUPA site as well, but it’s not as user friendly.

 

If you’re a veteran or government employee, search the U.S. Department of Veterans Affairs (V.A.) database for Unclaimed Insurance Funds.

24. Find Unclaimed Bonds

 

Difficulty Level: Hard

 

Income Potential: $150 – $450

 

You may have been given bonds as a birthday gift when you were young but misplaced them. If you’ve lost your bonds and can’t claim them, then you’re not alone. Approximately $26 billion in unclaimed savings bonds are sitting with the Treasury Department.

 

The Treasury Department does not have a way to locate bondholders to reunite them with the proceeds of their bonds. Congress introduced a bill, the Unclaimed Savings Bond Act of 2019, that will empower states on behalf of the Treasury to find owners of unredeemed savings bonds.

 

But what can you do now?

 

Based on our research, the best way to track down lost bonds is to submit a Fiscal Service Form 1048, Claim for Lost, Stolen, or Destroyed Savings Bonds. Complete the form and send it to the Treasury Department at the address on the form.

  • F.S. Form 1048
  • Name on the bond
  • Date bond was purchased
  • Amount of the bond
  • Bond number
  • Other pertinent information

To get started, just click the link below to start filling out the form. Actually, locating the bonds won’t be easy because you need specific information from the bond, which most people won’t have. But it’s still worth a try.

 

If you are trying to claim bonds for someone who is deceased, you must submit the form with a certified copy of his or her official death certificate.

Make Money Online From Home

Working from home is a dream come true for many people. But working for yourself from home is even better.

 

Being your own boss gives you flexibility you can’t get working for another company.

 

So, if you are looking to create an online home business, these are some of the most easy and lucrative options we could find.

Make Money Online From Home

25. Become A Virtual Assistant

 

Difficulty Level: Medium

 

Income Potential: $30k – $50k+/yr

 

Virtual Assistants, or V.A.s, are self-employed and provide online administrative assistance to businesses. Because the work is done online, virtual assistant work can be done anywhere. You could really make a career helping businesses with data entry, social media management, and more. You can expect to make about $15.50 an hour working for a company like BELAY.

 

But what if you could start your own V.A. business?

 

Your own virtual assistance business can be up and running in 30 days using skills you already have (or could easily learn). Gina Horkey started her V.A. business in 2014. After only 6 months, she was making over $4,000 in monthly income. She created a course that teaches people how to replicate her successful business model.

  • Ability to work independently
  • Strong computer skills
  • Excellent attention to detail
  • Superior organizational skills
  • Strong interpersonal skills
  • Knowledge of basic office equipment

If you would rather work for someone else, then I would recommend you apply for a position with BELAY.

 

But if you want to launch your own V.A. business today, I highly recommend checking out Gina’s course. Many of her students are making thousands of dollars extra each month from the knowledge they gained from this course.

26. Become A Freelance Writer

 

Difficulty Level: Medium

 

Income Potential: $40k – $70k+/yr

 

Think about it… everything you read online is written by someone. Businesses need people to write blog posts, website content, social media posts, and other content needs. But the skills needed to be a high-demand freelance writer don’t just happen.

 

Holly Johnson started writing and grew her freelancing business from $0 to a six-figure business. She now teaches people how to become a freelance writer with her FREE workshop, How to Build a Six-Figure Writing Career.

Below are some basic requirements needed to become a successful freelance writer:

 

  • Writing and research skills
  • Creativity
  • Persistence
  • Computer and typing skills

 

If, for some reason, you don’t have some of these skills or are lacking, Holly’s course teaches you those skills and more.

If you want to earn money online, getting paid to write is one of the best gigs out there. Holly Johnson created a great course for beginners and is probably one of the best training programs online for freelance writers.

 

To get started with the FREE workshop, click the link below.

27. Become A Proofreader

 

Difficulty Level: Medium

 

Income Potential: $40k – $55k/yr

 

There is an incredibly high demand for proofreading worldwide. The best part is that you don’t need to be in any specific location to do the job… it’s all from your computer or tablet! With proofreading, you take content that other people have written and proofread it with a fine-toothed comb to make it perfect.

 

But how can someone get started as a proofreader?

 

Caitlin Pyle is a former freelance proofreader who lives in Florida. She worked as a freelance proofreader for years. Now teaches proofreading with her course. Check out Caitlin’s General Proofreading course at the link below.

  • Scrupulous about detailed work
  • Skilled in written English
  • Self-motivated
  • Good at concentrating for long spells
  • Good communicators

 

In Caitlin’s course, she teaches these skills and more.

Check out the course to start your proofreading career.

28. Become A Transcriptionist

 

Difficulty Level: Medium

 

Income Potential: $33k+/yr

 

Transcriptionists convert audio recording files into written reports. This process is called transcribing, and there are different areas you can specialize in. For example, legal transcriptionists work in law firms converting court recordings into reports.

 

Some training is needed to get started in this industry.

 

TranscribeAnywhere is one of the largest and well-known online transcription training programs. They have two courses that can teach you to become a General or Legal transcriptionist. The training will provide you with a step-by-step guide to getting started, finding work, and growing your transcription business.

  • Attention to detail
  • Skilled in typing English
  • Self-motivated
  • Good at concentrating and listening for long periods
  • Good communicators skills

Being a good transcriptionist requires more than just listening and typing. TranscribeAnywhere courses will transform you from a typist into a transcriptionist in 2-4 months.

 

Visit their website and see the training opportunities.

How To Make Money Online As A Teenager

Teens and high schoolers limit their job searches to retail, food service, and summer positions. This is because many of the online jobs require you to be over 18 years old.

 

Well teenagers can now enjoy the flexibility of using the internet to make money. 

 

If you are a high schooler who is currently seeking a job, check out the following list of online-based opportunities.

How To Make Money Online As A Teenager

29. Teach English Online

 

Difficulty Level: Easy

 

Income Potential: $20/hr

 

Same Speak is an English coaching platform that allows teens as young as 16-years old to become an English coach. Now, this is not your English class at school. Same Speak teaches English as a second language (ESL), which is designed to supplement formal language learning in school.

 

Same Speak coaches provide students the opportunity to practice with real live native English speakers like you. With teaching ESL, you can forget using outdated textbooks and boring Shakespeare. Teaching ESL is fun and engaging because you can access so many different resources like Youtube videos, blogs, games, and a bunch of ESL learning apps.

 

All the learning material will be provided for you. Each coaching section is only 30 minutes. For each completed coaching session, you’ll earn $10.

  • English is your first language
  • Computer
  • High-speed broadband internet
  • Headset with microphone
  • Free Skype account with a free computer to computer calling

 

You want to make sure your Skype call feature is working before your coaching sessions.

To get started, register using the link below. You do not need to be an English Language teacher, but you must be at least 16 years of age.

30. Test Websites

 

Difficulty Level: Easy

 

Income Potential: $25 – $65+/wk

 

Enroll helps companies make better decisions about how their product or service interacts with customers. The company pays you to provide feedback. You may help a company to decide which logo is better, clarify content on their website, or provide your Opinion on a website design. Enroll minimum age requirement is 13. Great opportunity for some of the younger teens.

 

Reviews are sent to you via email. But you have to be fast, because Enroll uses a “first come, first serve” basis. Most of the tests involve you viewing a website and answering some questions about the page. Normally, each test will ask you about five questions, and each test will take 5 to 20 minutes.

 

You can expect to receive about $0.10 to $1.50 for each test. The pay isn’t very high, but neither is the time commitment. You can do this in your spare time. Even with the small payout, Enroll is probably more lucrative than watching Tick Tock videos.

  • Be at least 13 years old
  • Computer, smartphone, or tablet
  • Email address
  • PayPal account

To get started, register, and create your profile. Registration is easy, and you can get started answering testing websites today.

 

You’ll get paid via PayPal. Once you have at least $1 in your account, you can cash out. Most companies’ cash out threshold is much higher.

31. Get Paid To Listen To Music

 

Difficulty Level: Easy

 

Income Potential: $21 – $60+/wk

 

Slice The Pie is the largest music review website. They provide on-demand feedback to major record labels and thousands of independent artists each month. You can also review fashion as well. Slice The Pie use reviewers, like you, to provide real-time feedback to music executives and artists in order to make marketing decisions.

 

The process is simple. As a reviewer, or “scout,” you’ll listen to a 90-second track from a new artist. After you listen, you rate them and provide feedback. The exact amount of the pay for each review varies, but the average is $0.10. You could easily make at least $3/day or $21/week. Not bad if you’re 13 years old, which is the minimum age requirement.

  • Be at least 13 years old
  • Computer, smartphone, or tablet
  • Email address
  • PayPal account

Click the link below to start getting paid to listen to music.

32. Sell Your Study Notes

 

Difficulty Level: Easy

 

Income Potential: $20 – $50+

 

Do you spend time writing good notes and summaries for school? If so, you could be holding onto some money. Stuvia aims to save students time by providing a marketplace full of expertly written notes and class summaries. 

 

Students can go onto the platform and search for their school and/or class and find notes and other study material.

 

Once you sign up, you can upload your material. The good thing about Stuvia is that you set the price for your notes. This is great because the sky’s the limit. If you provide REALLY good notes for a particular class, I’m sure students would be willing to pay big bucks.

  • School or study notes

Click the link below to start getting paid writing notes

How To Make Money As A Kid

Kids today are introduced to technology as babies. The iPad has been a lifesaver for many parents. 

 

Well, if they ever get bored watching baby shark videos and want to make some money for themselves, these are some great options. 

How To Make Money As A Kid

33. Become a Voice Actor

 

Difficulty Level: Medium

 

Income Potential: $18k – $31k/yr

 

Professional child voice actors are used to narrate tv commercials, kid audiobooks, educational learning programs, talking toys, and more. Many businesses are looking for kid voices to narrate their marketing material or to be the voice of a character. Check out this Allstate commercial, for example:

But how can your kid get voice jobs like this?

 

Voices is an industry-leading website that helps to connect businesses with professional voice actors. The number of jobs posted to their site looking for young child voices makes up 30% of all voice over jobs. You can post your kid’s voice demo to be found by marketing executives. Or you can apply for jobs on the platform.

  • Appealing voice

Once you’ve considered the pros and cons of having your child embark on a career in voice acting, signing up at the link below.

 

You won’t be able to create a child membership initially. You have to first sign up for a free Voice account membership. An account manager will then contact you by email.

 

Once you are contacted, you can request a child membership.

34. Make Money Playing Video Games

 

Difficulty Level: Easy

 

Income Potential: $10 – $50+

 

You probably worry your kids are spending too much time playing video games and not enough time studying. But did you know there are multiple ways you can make money playing video games? Chances are your kids probably do, especially if they use Steam.

 

Steam is one of the largest online gaming platforms. They’ve made it pretty easy for customers to make a little extra cash playing their games. It’s not enough to quit your day job, but it could offset some of the costs for their games.

 

Kids primarily make money by selling digital items given to them by game developers. Or they can sell their old games.

  • A Steam account

Just sign up with a Steam account and start playing games. Developers will randomly reward players based on time spent on the platform.

 

Check out my full review on how to make money on Steam for details.

35. Build an App

 

Difficulty Level: Hard

 

Income Potential:

 

Building an app is a great way to learn basic programming skills, like coding. Creating apps through coding can help your kid refine their design, logic, and problem-solving skills. The skills they learn about building apps will also prepare them for the growing software development job market. Think app development is too hard for a kid? Well, think again.

 

Kids as young as 12 years old are creating apps, learning skills, and making money, too.

 

But how can your kid get started?

 

A good free resource is Code.org. They provide useful online resources and courses that teach coding to children of all ages. Your kids can learn to build their own games, websites, and even programming languages like JavaScript for free.

  • Computer
  • Drive and desire to learn to code

Get started by visiting their website and create an account.

Illegal Ways To Make Money Online (Crime Doesn’t Pay)​

I’m sure none of my readers are actively searching for illegal ways to make money. These options only serve to illustrate the point that crime doesn’t pay. 

 

It’s never ok to steal or cheat someone out of their hard earned money so you can make a few extra bucks online.

 

Below are examples of things you SHOULDN’T do to make money online. So if anything your doing even resembles these strategies, STOP! It’s not worth it.

Illegal Ways To Make Money Online

36. Online Carding

 

Crime: Misdemeanor or felony

 

Punishment: $10,000 fine and/or 10yrs imprisonment

 

Online carding is basically electronic credit card fraud. Criminals use phishing attacks and or automated software to collect credit card numbers. Once your credit card number is obtained, it’s used to buy prepaid gift cards or other goods. They then take those items and sell them for cash.

 

You can be prosecuted for online credit card fraud differently, depending on the state’s laws. But credit card fraud is also punishable under federal law if you use devices to facilitate the crime. For minor offenses, you could be looking at fines, jail time, or both. But if you are charged with felony credit card fraud, then be prepared to make prison your new home.

 

37. Cryptocurrency Ponzi Scheme

 

Crime: Felony

 

Punishment: $10,000 fine and/or 5 years imprisonment

 

Cryptocurrency Ponzi schemes are a type of securities fraud. Criminals take advantage of inexperienced investors who want to get rich with bitcoin. These investors are conned into investing in phony cryptocurrency enterprises. The payout returns are actually funds of new investors, rather than actual profits earned.

 

Eventually, the scheme gets unsustainable, and the promoter either get caught or disappears with the money he has on hand. One man’s cryptocurrency Ponzi scheme was busted, charged, convicted, and sentenced to 21 months in prison. He will also have to pay $9 million in restitution to victims.

 

38. Internet Piracy

 

Crime: Felony

 

Punishment: $250,000 fine and/or 10 years imprisonment

 

Internet piracy involves illegally copying music, movies, software, or digital books. Many people regularly commit this crime but don’t realize it. Ever transfer copyrighted music using a file sharing service? Then you could be charged with this crime.

 

A Boston University graduate was found guilty of illegally downloading 30 songs and sentenced to pay $675,000 in damages to the Recording Industry Association of America (RIAA). His appeals to reduce the settlement amounts were denied by the courts.

 

Final Thoughts on Ways To Make Money Online

 

These are all real options you can use to earn some money, but they will require you to put in some hours if you want to get paid.

 

Yes, most of these jobs you can work in your underwear, but that doesn’t mean they are not real jobs. You should treat every opportunity that’s earning you money seriously. Because the competition online is probably greater than it is in person.

 

Let me know what strategies you’re using to make money. I’ll be interested to know.